Best Credit Card Trifecta RedditChase Trifecta/Best Card to get I'm a college student with a Discover It Cash Back Card (got it when I turned 18, didn't know much about cc's and it seemed the simplest) and just recently applied and got approved for the Chase Freedom Unlimited with the additional 1. The Chase Sapphire Preferred is the best Chase credit card overall for most award travelers because of its flexibility when booking award travel and its reasonable annual fee. With three different cards and their unique. It doesn’t have an annual fee and there aren’t varying rewards rates for purchases. Freedom Unlimited - catch all *This is the card I would call your daily driver*. Overview: Amex trifecta Though the exact cards used can vary, the Amex trifecta commonly consists of: The Platinum Card ® from American Express, which charges a $ 695 See rates and fees annual fee The American Express ® Gold Card, which charges a $ 250 See rates and fees annual fee. Current cards: Chase Amazon (10k Limit) Chase Ink Preferred (19. I plan on getting the Business version too. Capital One Venture Rewards Credit Card. Application link: Amex Gold with a 60,000-point welcome bonus. The Chase Sapphire Reserve comes with a $300 annual travel credit - the largest of any card in our competition. The “classic” Chase Trifecta combines the $550 annual fee Chase Sapphire Reserve® with two no-annual-fee cards: Chase Freedom Flex℠ * and Chase Freedom Unlimited®. I was wondering which other two I should get to maximize rewards. Chase Trifecta Clarification and Credit Cards After Marriage. If this card was still available, you could theoretically run a trifecta of the Autograph (3% on travel, dining, gas, streaming, mobile phone), ActiveCash (2% on everything), and a WF Visa Signature to ensure 3% minimum on all spend, with a large majority being greater than that at 4. Also, use the Amex Gold on all dining purchases after you hit your max with the Platinum or after your first six months with the Platinum since you earn 4X points on restaurants with the Gold. 65 ($1 bet) Last years' winnings: Payouts for 2022 Kentucky Derby following stunning win. 51 56 comments Top Add a Comment Thasro_Parano • 4 mo. $1 trifecta Angel of Empire over Verifying and Mage over Verifying, Mage, Forte, Confidence Game and Rocket Can. The “classic” Chase Trifecta combines the $550 annual fee Chase Sapphire Reserve® with two no-annual-fee cards: Chase Freedom Flex℠ * and Chase Freedom. I have the chase trifecta, Amex gold, Citi cash magnet, Citi Costco, and several others. $1 trifecta Angel of Empire over Verifying and Mage over Verifying, Mage, Forte, Confidence Game and Rocket Can. Payouts on the finishing combos. Easy to get more than the annual fee out of the free night stay. The Chase trifecta refers to getting three Chase credit cards with the aim of maximizing your reward-earning potential. The chase trifecta is a great 3 card setup but is not my preferred set up currently due to the fact that I have already churned and redeemed all my chase points. Freedom Flex - Whatever the rotating category is. • Current cards: Discover It Cashback $12,000 limit, January 2023. The Chase trifecta provides an excellent card strategy for consumers who don’t mind juggling a few rewards credit cards to reach their goals. The "classic" Chase Trifecta combines the $550 annual fee Chase Sapphire Reserve® with two no-annual-fee cards: Chase Freedom Flex℠ * and Chase Freedom Unlimited®. Diversifying from Chase Trifecta - Next Steps. Best card (s) to complement Chase Trifecta? Currently am using the CFU, CFF, and CSP. If this card was still available, you could theoretically run a trifecta of the Autograph (3% on travel, dining, gas, streaming, mobile phone), ActiveCash (2% on everything), and a WF Visa Signature to ensure 3% minimum on all spend, with a large majority being greater than that at 4. Because of its ease of use, the annual fee is effectively reduced to $150. Trifecta: $491. Consider this combination, which incorporates three different kinds of rewards cards: The Chase Freedom Flex℠,. I was wondering, what's a good card to add that would cover gas?. Citi® Double Cash Card is a good option for your monthly expenses. But if you are able to get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. The Blue Business Plus Credit Card from American Express: Earn 2 points per dollar on your first $50,000 in annual spending, then 1x. What are the best credit card duos? Citi Premier & Citi Double Cash: best Citi personal card combo Capital One Venture X & Capital One SavorOne: best Capital One personal card combo Amex Gold & Amex EveryDay: best Amex personal card combo Chase Ink Preferred & Chase Ink Unlimited: best Chase business card combo. (capped at $1500 per quarter) 1. The GreenState card pays unlimited 5% cashback on flights and hotels ( with no portal booking requirement ). 3x UR on Travel (CSR) 3x UR on Dining (CSR) 5x UR on Quartely Bonus Categories (CF), often including groceries, gas stations, pharmacies, wholesale, etc. 5 miles per dollar on hotels and rental cars booked with Capital One Travel. World of Hyatt - maybe Hyatt purchases is you like those points more than Chase UR points. 5% on all other eligible purchases. If you travel and can make use of most of the card's benefits, you'll easily come out ahead every year. All of the no-annual-fee options listed below are cash-back cards but earn rewards in the form of Ultimate Rewards points. com%2fpersonal-finance%2farticle%2fchase-trefecta-vs-amex%2f/RK=2/RS=2CzjjV1l2kiiQienUvrSJZIYBDg-" referrerpolicy="origin" target="_blank">See full list on time. So, there are two versions of the Blue Cash card from AmEx: The Blue Cash Everyday (BCE), which has no annual fee and gives 3% cash back on groceries and 2% cash back on gas. For example, you can substitute the. Credit Cards Citi Trifecta: Earn 2%-5% on Every Purchase Advertiser disclosure Citi Trifecta: Earn 2%-5% on Every Purchase Packing your wallet with the Citi Custom Cash, Citi Premier and. Application link: Amex Platinum with a 80,000-point welcome bonus. With three different cards and their unique. ago The standard trifecta is: Chase Freedom/Freedom Flex Chase Freedom Unlimited. The Chase Trifecta Credit Cards The Chase Trio, like Amex, allows you to earn points and cashback on various expenditures, including travel, dining, everyday shopping, and business purchases. The reason is chase has great ability to transfer to Hyatt which I do every year to have a great time in Vegas. But if you are able to get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. Longtime Amex card member, their customer service can’t be beat, but the venture x card looked ridiculous ($300 yearly credit basically covering the fee year 1). The Blue Business Plus Credit Card from American Express: Earn 2 points per dollar on your first $50,000 in annual spending, then 1x. While some people opt to use different credit cards, like the Chase Sapphire Preferred ® Card, the most commonly used cards in the trifecta are the Chase Sapphire Reserve ®, Chase Freedom Flex℠, and Chase Freedom Unlimited ® cards. But Forte, who has won six-of. However, with the CSR being $550, the devaluation of PYB and Korean. The CFU is useful for that base 1. A Chase trifecta can give you the most bang for your travel-rewards-earning buck. Not sure how much straight cashback I would get with a Sapphire card. Chase Trifecta/Best Card to get I'm a college student with a Discover It Cash Back Card (got it when I turned 18, didn't know much about cc's and it seemed the simplest) and. Best Trifecta Best category bonuses go to the American Express Trifecta. ago I have the Chase Marriott Boundless. There are several credit cards you can combine to create your own Chase Trifecta, other than the Sapphire Reserve, Freedom Unlimited and Ink Business Cash. The Chase trifecta is one of the most well-known card combos but you can find effective card trios from other issuers as well. The Citi Trifecta Citi Premier® Card Citi Custom Cash℠ Card Citi® Double Cash Card Best for Best for air travel, hotels, restaurants, supermarkets, and gas stations Intro Offer 60,000. Although the CFU is your daily driver, you're going to be using the CSR pretty often. So I'm looking at the Chase Trifecta and the US Bank Altitude Reserve. The Blue Cash Preferred (BCP), which gives a whopping 6% back on groceries and 3% back on gas, but at the cost of a $95 annual fee. 5k Limit) FICO Score: 755 Oldest account age: 7 years 9 months Chase 5/24 status: 0/24 Income: $100,000 Average monthly spend and categories: advertising for business: $10k dining $600 groceries: $250 gas: $500 travel: $120 other: $1,000. Best Trifecta Best category bonuses go to the American Express Trifecta. The Amex Trifecta carries an annual fee of $800 ($550 for the Platinum and $250 for the Gold). Which is the best chase trifecta to have? I currently just have the chase freedom card that they are no longer offering to new members. The chase trifecta is a great 3 card setup but is not my preferred set up currently due to the fact that I have already churned and redeemed all my chase points. But the Apple Card always lures me back with its amazing UI and ability to quickly keep an eye on my spend (widget). As you can see from the table, the Chase trifecta provides excellent value as well as benefits. The only thing that pushes me away is their customer support. But, it includes $300 in incidental airline credits (which can be used for gift cards if purchased correctly), $200 uber credit ($15/month), $100 Saks credit ($50 biannualy), and $120 dining credit at Grubhub/Cheescake Factory/Shake Shack ($10/month). qZQSmFkTD8tEFdXNyoA;_ylu=Y29sbwNiZjEEcG9zAzQEdnRpZAMEc2VjA3Ny/RV=2/RE=1684126417/RO=10/RU=https%3a%2f%2ftime. The Chase trifecta provides an excellent card strategy for consumers who don’t mind juggling a few rewards credit cards to reach their goals. All of the no-annual-fee options listed below are cash-back cards but earn rewards in the form of Ultimate Rewards points. 5k Limit) FICO Score: 755 Oldest account age: 7 years 9 months Chase 5/24 status: 0/24 Income: $100,000. Overview: Amex trifecta Though the exact cards used can vary, the Amex trifecta commonly consists of: The Platinum Card ® from American Express, which. I haven't paid attention to the credit card ecosystem very much since the initial launch of the CSR way back when, content to just run through the Chase trifecta (CFU daily driver, CSR for travel/dining, CF/CFF for 5x rotating). First hotel I booked and I get there, there’s no record of the reservation at the hotel. But the Apple Card always lures me back with its amazing UI and ability to quickly keep an eye on my spend (widget). I was wondering which other two I should. Which is the best chase trifecta to have? I currently just have the chase freedom card that they are no longer offering to new members. Personal Chase cards trifecta If you don't qualify for business credit cards, you can switch out the Ink Business Preferred for the Chase Freedom Flex to complete your trifecta. Also, use the Amex Gold on all dining purchases. There are several credit cards you can combine to create your own Chase Trifecta, other than the Sapphire Reserve, Freedom Unlimited and Ink Business Cash. A Chase trifecta can give you the most bang for your travel-rewards-earning buck. The Chase Trifecta Credit Cards The Chase Trio, like Amex, allows you to earn points and cashback on various expenditures, including travel, dining, everyday shopping, and business purchases. You said Marriot so compare the current SUB's. Best Citi credit card combo Core combo: Citi® Double Cash Card and Citi Premier® Card Earning rates: 3X points on restaurants, gas stations, supermarkets, air travel and hotels; 2X points. Like I would want to use it for travel but in the emergency case, I also would like cashback. Chase Freedom Unlimited: 5% on travel booked through Chase Ultimate Rewards, 3% on drugstore and dining purchases and 1. But, it includes $300 in incidental airline credits (which can be used. Credit Cards Citi Trifecta: Earn 2%-5% on Every Purchase Advertiser disclosure Citi Trifecta: Earn 2%-5% on Every Purchase Packing your wallet with the Citi Custom Cash, Citi Premier and. Personal Chase cards trifecta If you don’t qualify for business credit cards, you can switch out the Ink Business Preferred for. The Best Travel Cards 2023 (Full Guide) John Liang 125K subscribers Subscribe 126K views 3 months ago #creditcards #travel #travelcard #travelcard #travel #creditcards These are the top Travel. For instance, with the launch of the Citi Custom Cash℠ Card, you can build up a Citi combo that can also offer plenty of value. If this card was still available, you could theoretically run a trifecta of the Autograph (3% on travel, dining, gas, streaming, mobile phone), ActiveCash (2% on everything), and a WF Visa Signature to ensure 3% minimum on all spend, with a large majority being greater than that at 4. While its benefits are far less impressive, there's plenty of earning potential, and the Premier's annual fee is only $95 - compared with $550 for the Reserve. 2 miles per dollar on all other purchases. 3x UR on Travel (CSR) 3x UR on Dining (CSR) 5x UR on Quartely Bonus Categories (CF), often including groceries, gas stations, pharmacies, wholesale, etc. So, there are two versions of the Blue Cash card from AmEx: The Blue Cash Everyday (BCE), which has no annual fee and gives 3% cash back on groceries and 2%. Chase trifecta or no? Current cards: Costco anywhere visa, citi double cash, Amex Marriott card (for work travel only), FICO Score: 723 Oldest account age: 5 years 6 months Chase 5/24 status: 5/24 Income: $78,000 Average monthly spend and categories: dining $240 groceries: $600 gas: $300 other: $1,500. 44 ($2 bet) Trifecta: $491. Freedom Unlimited - catch all *This is the card I would call your daily driver*. Best card (s) to complement Chase Trifecta? Currently am using the CFU, CFF, and CSP. 65 ($1 bet) Last years' winnings: Payouts for 2022. 44 ($2 bet) Trifecta: $491. Hilton Aspire is one of the best cards but worthless if you don't use Hilton. People who tread this path successfully do so by earning higher rewards on category-based spending and on purchases that don’t make it to any bonus category. Amazon Prime - Amazon and Whole Foods. The Blue Business Plus Credit Card from American Express: Earn 2 points per dollar on your first $50,000 in annual spending, then 1x. The Citi trifecta earns a baseline of 2 points per dollar on every purchase with the Citi® Double Cash Card, all the way up to 5x points on certain purchases with the Citi Custom. So I'm looking at the Chase Trifecta and the US Bank Altitude Reserve. Use the Amex Gold to earn 4X points on up to $25,000 in U. The Citi Trifecta Citi Premier® Card Citi Custom Cash℠ Card Citi® Double Cash Card Best for Best for air travel, hotels, restaurants, supermarkets, and gas stations Intro Offer 60,000. Chase Trifecta refers to strategically using a combination of Chase cards that earn, transfer and redeem Ultimate Rewards (UR) points. ago The Platinum definitely has a lot to offer, especially with the sign up bonus. If you have a way to join Navy Federal Credit Union, the $49 Flagship Rewards Visa is very good, 2% cash back, extended warranty, cell phone coverage (not as good as REI card), Global Entry reimbursement, secondary rental car coverage, occasional great sign-up bonus, but has a $49 annual fee. Advertising & Editorial Disclosure Last Updated: 5/1/2023. To boot, this is all with no annual fees. I have the chase trifecta, Amex gold, Citi cash magnet, Citi Costco, and several others. Citi Costco: $14,300, 02/08/2014 Chase Freedom Unlimited: $19,000, 04/06/2016 Chase Sapphire Reserve: $21,600, 08/22/2016 Chase Freedom Flex: $1,900, 11/09/2020 Amex Platinum: ?, 10/01/2022 * FICO Scores with source (see note on FICO score sources below): Experian 802. Redeeming pooled points for travel rewards tends to follow. $1 trifecta Angel of Empire over Verifying and Mage over Verifying, Mage, Forte, Confidence Game and Rocket Can. 8 23 23 comments Top Redditdotlimo • 1 yr. The Blue Business Plus Credit Card from American Express: 2X Membership Rewards points on everyday eligible business purchases up to $50,000 yearly and 1X points on eligible purchases after that. Current cards: Chase Amazon (10k Limit) Chase Ink Preferred (19. The reason is chase has great ability to transfer to Hyatt which I do every year to have a. Citi, sometimes overlooked in favor of other issuers, offers rewards credit cards that can work together to boost your returns. Actually, for someone who's a real hotel warrior, like OP ( 10-15 nights/month in hotels! ), I'd recommend the GreenState CU World Mastercard over the Wells Fargo Autograph. Which is the best chase trifecta to have? I currently just have the chase freedom card that they are no longer offering to new members. Use the Amex Gold to earn 4X points on up to $25,000 in U. Capital One Venture X Rewards Credit Card. Chase Trifecta Clarification and Credit Cards After Marriage • Current cards: Discover It Cashback $12,000 limit, January 2023 Chase Sapphire Preferred, $15,200 limit, May 2023 • FICO Score: 743 • Oldest account age: 4 years 8 months • Chase 5/24 status: 2/24 • Income: $80,000 • Average monthly spend and categories: • dining $800 • groceries: $400. Typically earning UR via spend on Chase Freedom and Ink cards, then transferring UR to a Sapphire card to redeem UR for travel. The cards in the Amex Trifecta seem to complement each other, while some of the other trifectas have more overlap. Not a great sign-up bonus. Getting on the Chase trifecta bandwagon gives you the ability to maximize your reward-earning potential. The combination of The Platinum Card, Gold Card, and Blue Business Plus provide an incredibly well-rounded earning trio. I have the chase trifecta, Amex gold, Citi cash magnet, Citi Costco, and several others. The Chase Sapphire Reserve comes with a $300 annual travel credit – the largest of any card in our. Trifecta: $491. 65 ($1 bet) Last years' winnings: Payouts for 2022 Kentucky Derby following stunning win by Rich Strike Top 5 Kentucky Derby winners' payouts. Not sure how much straight cashback I would get with a Sapphire card. 5x UR on all other spend (CFU). The hotel statuses save you a bunch in free breakfasts, upgrades. The Amex Trifecta carries an annual fee of $800 ($550 for the Platinum and $250 for the Gold). When you combine the cards, your rewards can be redeemed for travel at a higher redemption value. The Amex Platinum is a great benefits/travel card even if it’s not the number one travel card, at the moment. 5% and the CFF for the 5% rotating categories. Staples offering No Activation Fee on $200 Mastercard Gift Cards (3/26 - 4/1) 116. So I'm looking at the Chase Trifecta and the US Bank Altitude Reserve. Credit Cards Citi Trifecta: Earn 2%-5% on Every Purchase Advertiser disclosure Citi Trifecta: Earn 2%-5% on Every Purchase Packing your wallet with the Citi. Chase Sapphire Preferred, $15,200 limit, May. A Chase trifecta can give you the most bang for your travel-rewards-earning buck. This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Advertising & Editorial Disclosure Last Updated: 5/1/2023 Edited By Erika Hearthway | By Rajiv Baniwal | Reviewed By Lee Huffman | Home Credit Cards Best Rewards Cards Rewards Advice What Is The Chase Trifecta & Is It Still Worth It?. How the Chase trifecta works together While it may sound complicated, the Chase trifecta is a pretty simple strategy. These two advantages make it easy for a beginner or experienced traveler to maximize the value of each point they earn. The Citi Trifecta Citi Premier® Card Citi Custom Cash℠ Card Citi® Double Cash Card Best for Best for air travel, hotels, restaurants, supermarkets, and gas stations Intro Offer 60,000. You get 2% cash back (1% cash back on every purchase and an additional 1% cash back when you pay off those purchases). The “classic” Chase Trifecta combines the $550 annual fee Chase Sapphire Reserve® with two no-annual-fee cards: Chase Freedom Flex℠ * and Chase Freedom Unlimited®. Citi Costco: $14,300, 02/08/2014 Chase Freedom Unlimited: $19,000, 04/06/2016 Chase Sapphire Reserve: $21,600, 08/22/2016 Chase Freedom Flex: $1,900, 11/09/2020 Amex Platinum: ?, 10/01/2022 * FICO Scores with source. The Blue Business Plus Credit Card from American Express: 2X Membership Rewards points on everyday eligible business purchases up to $50,000 yearly and 1X points on eligible purchases after that. The Chase trifecta is well-known across the points and miles community and is a powerhouse trio of cards. Best Citi credit card combo Core combo: Citi® Double Cash Card and Citi Premier® Card Earning rates: 3X points on restaurants, gas stations, supermarkets, air travel and hotels; 2X points. From our partner Citi® Double Cash Card 3. Credit Cards Citi Trifecta: Earn 2%-5% on Every Purchase Advertiser disclosure Citi Trifecta: Earn 2%-5% on Every Purchase Packing your wallet with the Citi Custom Cash, Citi Premier and. My thinking so far is that I would have 4. The Ultimate Credit Card Hacking Guide Brian Jung 726K views 6 months ago American Express Gold Card 2023 Review | 5 Secret Benefits & Perks Brian Jung 78K views 2 weeks ago Why Wealthy. Other Amex trifecta benefits include: A $320 combined Uber credit A $120 Dining credit A $100 Saks Fifth Avenue credit. Getting on the Chase trifecta bandwagon gives you the ability to maximize your reward-earning potential. Citi Costco: $14,300, 02/08/2014 Chase Freedom Unlimited: $19,000, 04/06/2016 Chase Sapphire Reserve: $21,600, 08/22/2016 Chase Freedom Flex: $1,900, 11/09/2020 Amex Platinum: ?, 10/01/2022 * FICO Scores with source (see note on FICO score sources below): Experian 802. Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening. The Blue Business Plus Credit Card from American Express: 2X Membership Rewards points on everyday eligible business purchases up to $50,000 yearly and 1X points on eligible purchases after that. The Chase trifecta is well-known across the points and miles community and is a powerhouse trio of cards. The Platinum Card has one of the highest annual fees in the market, but it offers over $1,400 in annual credits along with global lounge access, complimentary elite status with leading programs, and much more.